Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Uttarakhand (English: , or ; Hindi: ['ʊt̪ːərɑːkʰəɳɖ], lit. 'Northern Land'), also known as Uttaranchal (English: ; the official name until 2007), is a state in the northern part of India. It is often referred to as the "Devbhumi" (literally 'Land of the Gods') due to its religious significance and numerous Hindu temples and pilgrimage centres found throughout the state. Uttarakhand is known for the natural environment of the Himalayas, the Bhabar and the Terai regions. It borders the Tibet Autonomous Region of China to the north; the Sudurpashchim Province of Nepal to the east; the Indian states of Uttar Pradesh to the south and Himachal Pradesh to the west and north-west. The state is divided into two divisions, Garhwal and Kumaon, with a total of 13 districts. The winter capital of Uttarakhand is Dehradun, the largest city of the state, which is a rail head. Bhararisain, a town in Chamoli district, is the summer capital of Uttarakhand. The High Court of the state is located in Nainital. Archaeological evidence supports the existence of humans in the region since prehistoric times. The region formed a part of the Uttarakuru Kingdom during the Vedic age of Ancient India. Among the first major dynasties of Kumaon were the Kunindas in the second century BCE who practiced an early form of Shaivism. Ashokan edicts at Kalsi show the early presence of Buddhism in this region. During the medieval period, the region was consolidated under the Katyuri rulers of Kumaon also known as 'Kurmanchal Kingdom'. After the fall of Katyuris, the region was divided into the Kumaon Kingdom and the Garhwal Kingdom. In 1816, most of modern Uttarakhand was ceded to the British as part of the Treaty of Sugauli. Although the erstwhile hill kingdoms of Garhwal and Kumaon were traditional rivals, the proximity of different neighbouring ethnic groups and the inseparable and complementary nature of their geography, economy, culture, language, and traditions created strong bonds between the two regions, which further strengthened during the Uttarakhand movement for statehood in the 1990s. The natives of the state are generally called Uttarakhandi, or more specifically either Garhwali or Kumaoni by their region of origin. According to the 2011 Census of India, Uttarakhand has a population of 10,086,292, making it the 20th most populous state in India.

Haldwani (Kumaoni: Haldvānī) is the largest city of Kumaon. It is also the third most populous city and largest commercial market in the Indian state of Uttarakhand. Haldwani is said to be the financial capital of Uttarakhand, having the most commercial, economic and industrial activities of the state. Haldwani is located in the Nainital District, and is one of its eight Subdivisions. The Haldwani Urban agglomeration has 232,060 people as of 2011, and is the fourth most populous UA in Uttarakhand, after Dehradun, Haridwar and Roorkee. Being situated in the immediate foothills of Kumaon Himalayas, the Kathgodam neighbourhood of Haldwani is known as the "Gateway to Kumaon". Located in the Bhabhar region in the Himalayan foothills on the banks of the Gaula River, the town of Haldwani was established in 1834, as a mart for hill people who visited Bhabar during the cold season. The establishment of the Bareilly–Nainital provincial road in 1882 and the Bhojeepura–Kathgodam railway line by Rohilkund and Kumaon Railway in 1884 helped develop the town into a major trading post and then a hub between the hilly regions of Kumaon and the Indo-Gangetic Plains.