Axis Bank Limited, formerly known as UTI Bank (1993–2007), is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. It sells financial services to large and mid-size companies, SMEs and retail businesses.As of 30 June 2016, 30.81% shares are owned by the promoters and the promoter group (United India Insurance Company Limited, Oriental Insurance Company Limited, National Insurance Company Limited, New India Assurance Company Ltd, GIC, LIC and UTI). The remaining 69.19% shares are owned by mutual funds, FIIs, banks, insurance companies, corporate bodies and individual investors.

Kargil is a city and a joint capital of the union territory of Ladakh, India. It is also the headquarters of the Kargil district. It is the second-largest city in Ladakh after Leh. Kargil is located 204 kilometres (127 mi) to the east of Srinagar in Jammu and Kashmir, and 234 kilometres (145 mi) to the west of Leh. It is the centre point of the Suru River.