Punjab National Bank (abbreviated as PNB) is a central public sector undertaking under the ownership of Ministry of Finance, Government of India. It is headquartered in Delhi, India, it is under the ownership of the Ministry of Finance, government of India. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network. The bank has over 180 million customers, 12,248 branches, and 13,000+ ATMs.PNB has a banking subsidiary in the UK (PNB International Bank, with seven branches in the UK), as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty (Kazakhstan), Dubai (United Arab Emirates), Shanghai (China), Oslo (Norway), and Sydney (Australia). In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 50 branches. PNB also owns 41.64% of JSC (SB) PNB Bank in Kazakhstan, which has four branches.

Akhnoor is a city and municipal committee, near city of Jammu in Jammu district of Indian union territory of Jammu and Kashmir. It lies 28 km away from Jammu city. Akhnoor is on the bank of the Chenab River, just before it enters the Pakistani Punjab. Its border location gives it strategic significance. The Akhnoor area is divided into three administrative sub-divisions - Akhnoor, Chowki Choura and Khour; Seven Tehsils - Akhnoor Khaas, Chowki Choura, Maira Mandrian, Jourian, Kharah Balli, Khour & Pargwal.