Andhra Bank was a medium-sized public sector bank (PSB) of India, with a network of 2885 branches, 4 extension counters, 38 satellite offices and 3798 automated teller machines (ATMs) as of 31 March 2019. During 2011–12, the bank entered the states of Tripura and Himachal Pradesh. It operated in 25 states and three union territories. It had its headquarters in Hyderabad, Telangana, India. Along with Corporation Bank, Andhra Bank was merged with Union Bank of India in April 2020. The government of India owned 90.85% of its share capital as on 31 March 2019. The state owned Life Insurance Corporation held 7.80% of the shares. The bank had done a total business of ₹3,106 billion (US$39 billion) and has earned a net profit of ₹5.40 billion (US$68 million) for the financial year 2015–16.

Jharkhand (; Hindi: [d͡ʒʱɑːɾkʰəɳɖ]; lit. 'the land of forests') is a state in eastern India. The state shares its border with the states of West Bengal to the east, Chhattisgarh to the west, Uttar Pradesh to the northwest, Bihar to the north and Odisha to the south. It has an area of 79,716 km2 (30,779 sq mi). It is the 15th largest state by area, and the 14th largest by population. Hindi is the official language of the state. The city of Ranchi is its capital and Dumka its sub-capital. The state is known for its waterfalls, hills and holy places; Baidyanath Dham, Parasnath, Dewri and Rajrappa are major religious sites. The state was formed on 15 November 2000, after carving out what was previously the southern half of Bihar. Jharkhand suffers from what is sometimes termed a resource curse: it accounts for more than 40% of the mineral resources of India, but 39.1% of its population is below the poverty line and 19.6% of children under five years of age are malnourished. Jharkhand is primarily rural, with about 24% of its population living in cities. It is amongst the leading states in terms of economic growth. In 2017–18, the GDP growth rate of state was at 10.22%.

Garhwa is a town and a municipality in, and headquarters of, Garhwa district in the state of Jharkhand, India. Uttar Pradesh, Chhattisgarh and Bihar are nearby states. Garhwa Road (Rehla) is a major Railway Junction where thousands of passengers find this station most convenient to catch their train for Delhi and Kolkata. You can find bus services for Ranchi, Ambikapur, Gaya etc.